7 Best Mortgage Lenders for ITIN Loans




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New American Funding: NMLS#6606

Best for first-time home buyers

620

FHA: 500
JUMBO: N/A
USDA: 640
VA: 500
CONVENTIONAL: 620

3%

New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois.

fairwaylogo

Fairway Independent Mortgage: NMLS#2289

at Fairway Independent Mortgage

Best for customer satisfaction

620

CONVENTIONAL: 620
FHA: 580
JUMBO: N/A
USDA: 620
VA: 640

3%

Fairway Independent Mortgage offers conventional mortgages with flexible terms and mortgage insurance options on down payments less than 20%.

at Fairway Independent Mortgage

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CrossCountry Mortgage: NMLS#3029

Best for digital convenience

620

3%

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loan depot

loanDepot: NMLS#174457

Best for digital convenience

620

JUMBO: N/A
VA: 620
FHA: 580
CONVENTIONAL: 620

5%

LoanDepot offers conventional loans with as little as 5% down.

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sebonic

Sebonic Financial: NMLS#66247

Best for digital convenience

620

USDA: N/A
JUMBO: N/A
FHA: 580
CONVENTIONAL: 620
VA: 580

5%

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SECU

State Employees Credit Union: NMLS#430055

Best for credit union lending

N/A

JUMBO: N/A
CONVENTIONAL: N/A

0%

SECU offers conventional loans with as little as 0% down.

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flagstar

Flagstar: NMLS#417490

Best for mortgage rate transparency

620

USDA: 660
VA: 660
JUMBO: N/A
FHA: 640
CONVENTIONAL: 620

3%

Flagstar offers 3% down payments on conventional loans for first-time home buyers.

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