How High-Priced Homes Changed the Mortgage Game in 2021

The housing market in 2021 was one for the record books. With prices at historic highs and the number of listings in a deep hole, open houses looked like Black Friday sales and many would-be... Read more

14 Tips for First-Time Home Buyers

Like any big project, a successful homebuying experience is all about getting the details right from start to finish. These tips for first-time home buyers will help you navigate the process, save money and close... Read more

5 Tips for Finding the Best Mortgage Lenders

5 tips for finding the best mortgage lenders Here are five tips to find the best lender for you. 1. Get your finances in good shape The credit score required to get a mortgage varies... Read more

Kate Wood, Lead Writer

Mortgage interest rates are constantly changing, and if you’re trying to watch and wait for the ‘right’ time to jump on a deal, you’re likely going to be frustrated. Homebuying is a lengthy... Read more

How Much Down Payment Do You Need to Buy a Home?

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. But how much of a down payment do you really need? That... Read more

Barbara Marquand, Senior Writer

Barbara Marquand writes about mortgages, homebuying and homeownership. Previously, she wrote about insurance and investing at NerdWallet and covered personal finance for QuinStreet. Prior to that, she wrote for national consumer and trade publications on... Read more

Buying a House in 2022: What to Expect

Home buyers still face tough challenges in today’s housing market: steep prices, elevated mortgage rates and a shortage of homes for sale. But the feverish homebuying competition of the last couple of years has cooled... Read more

By Holden Lewis

By Holden Lewis Read more

How Are Mortgage Rates Determined?

What factors determine mortgage rates? Your mortgage rate is determined by many factors. Some are within your control and some aren’t. With awareness of these factors, you can feel more confident about getting a competitive... Read more

How to Choose the Best Mortgage

If only shopping for a mortgage was as much fun as shopping for shoes — or a smartphone or a big-screen TV. Hunting down those bargains and saving a few bucks is worth an afternoon... Read more