Upstart personal loans are a fast but somewhat inflexible financing option. Approval and funding times are some of the fastest among lenders; however, Upstart doesn’t offer joint, co-signed or secured loans. The online lending platform... Read more
Upgrade personal loans are good for borrowers with low credit scores looking to consolidate debt and build credit at the same time. Though Upgrade lends to borrowers across the credit spectrum, the lender has looser... Read more
Universal Credit personal loans are best for borrowers with low credit scores who want a loan with features that will help their scores. Universal Credit’s rates are high compared to other bad-credit lenders, so compare... Read more
SoFi’s personal loans have all the standard features of a five-star lender: zero fees, a wide variety of loan amounts and flexible repayment terms. But this lender outshines the competition with a slew of special... Read more
Compared with other online lenders, Rocket Loans lacks some convenient features, like the ability to choose your payment date and the option to send funds directly to creditors with a debt consolidation loan. But Rocket... Read more
Prosper is a lending platform that provides personal loans to borrowers with fair or good credit. To qualify applicants, Prosper uses a proprietary rating system that considers data points like credit history and debt-to-income ratio.... Read more
OneMain Financial’s personal loans are expensive compared with other online loans. However, they have some consumer-friendly features that make them an option for borrowers who may struggle to qualify elsewhere. Table of Contents OneMain Financial... Read more
Marcus is the online-only consumer banking and lending arm of investment bank Goldman Sachs. It offers unsecured personal loans with zero fees for borrowers with excellent credit. Marcus stands out for its unique features like... Read more
LightStream offers personal loans with low rates and no fees for borrowers with good to excellent credit. Among its many consumer-friendly features, LightStream allows borrowers to choose when they receive their money. It can deposit... Read more
LendingPoint personal loans have the makings of a solid financing option: Rates are reasonable, funding is faster than average and you can pre-qualify to check your rate before applying. But this is a no-frills product.... Read more