Ascent Independent Student Loan Best for Upperclassmen with no credit, income or co-signer Varies 9.50-14.75% Ascent Student Loans are funded by Bank of Lake Mills, Member FDIC. Loan products may not be available in certain... Read more

Earnest Student Loan Refinance Best for Overall 650 3.99-8.99% Actual rate and available repayment terms will vary based on your income. Fixed rates range from 4.24% APR to 9.24% APR (excludes 0.25% Auto Pay discount).... Read more

How refinancing can save you money Refinancing can save you money by replacing your current debt with a new, lower-rate loan through a private lender. For example, refinancing $30,000 in student debt from an annual... Read more

How to refinance parent PLUS loans You have two options to refinance parent PLUS loans: keep the student loan in your name, or transfer it to your child. No matter which you choose, a refinance... Read more

Earnest Student Loan Refinance Best for Customized repayment schedules 650 3.99-8.99% Actual rate and available repayment terms will vary based on your income. Fixed rates range from 4.24% APR to 9.24% APR (excludes 0.25% Auto... Read more

SoFi Student Loan Refinance Best for Borrowers with a U.S. citizen or permanent resident co-signer 650 3.99-8.24% Fixed rates range from 3.99% APR to 8.24% APR with a 0.25% autopay discount. Variable rates from 3.24%... Read more

Ascent Credit-based Student Loan Best for Private student loan + International students Varies 4.12-14.27% Ascent Student Loans are funded by Bank of Lake Mills, Member FDIC. Loan products may not be available in certain jurisdictions.... Read more

Federal Parent PLUS Loan Best for Federal loan option for parents None 7.54-7.54% N/A Read review College Ave Parent Student Loan Best for Private parent loans for college Mid-600s 3.99-14.96% College Ave Student Loans products... Read more

Federal Subsidized/Unsubsidized Loan Best for All borrowers as a first option None 4.99-6.54% N/A Read review Federal Grad PLUS Loan Best for Borrowers without credit or a co-signer None 7.54-7.54% N/A Read review College Ave... Read more